What our clients are saying about us

I had a very good experience with your senior loan officer, Michael Richton. He was very helpful, knowledgable and professional. Wouldn't change a thing.

I was recommended Eric DeBello from a friend and couldn't be happier. Eric was incredibly responsive and made the entire experience stress free.

From the first minute of working with Mike and CHM, everything went as smoothly as possible. This included me going away on vacation with limited internet access. I knew what I needed to provide and when and the whole process not only went smoothly, but saved me money as well! I would recommend CHM to friends and family in a heartbeat.

Worked with CHM/Mike on my first house. Great service, quick response.

Mike and his team made the process so easy ! Quick, painless, and not complicated. I would recommend CHM Mortgage to all my family and friends. Mike is the best!

Mike and Eric from CHM Mortgage Group and the paralegal Nicole are the most amazing team. They worked seamlessly with my realtor and kept me up to date on every step. They were super responsive and answered all my questions, as a first time home buyer I had many. If you're looking for a team to trust and guides you through the process step by step, chose this team. Thank you Mike, Eric, Nicole and the CHM Mortgage Group family!

Going into purchasing my first home I had no idea about mortgages. Mike and Eric took the time to explain every option there was available for myself and my wife. My situation was a bit different as I was purchasing my home from a family member so this process started back in October/November of 2016. From my first conversation with Mike and Eric in 2016 they eased my mind as buying a home can be intimidating. They also checked in with me weekly on updates going on with the estate. Once we got the process started I cannot believe how smooth they made it for us. We submitted the documents needed and only had to provide a couple small things after. My friends have purchased homes and their processes have been nightmares. I cannot say this with Mike and Eric. It was extremely easy! If you are ever looking for a mortgage don't waste you're time, go to CHM Mortgage. You are in greats hands and dealing with true professionals! Thank you again CHM Mortgage I look forward to working with you again in the future.

As this was our first home, Mike and Eric walked us through each aspect of the process and consistently provided timely feedback and guidance. We also shopped around and they never pressured us and encouraged us to pursue other options. In the end they were able to provide the best rate on top of the excellent service. Bottom line CHM Mortgage Group showcased attentiveness, guidance, competency, and integrity.

Working with Mike is a pleasure. He is a great resource in helping to navigate the complicated and ever-changing world of mortgages. With a quick phone call or an email, I've been able to rely on Mike to diligently compare current rates and options and come back with the best information to enable informed decisions regarding purchase and refinance. I would recommend Mike and CHM to anyone looking for sound information and a reliable mortgage resource.

Eric was an absolute pleasure to work with! He helped me and my husband buy our first home together. The amount of knowledge and patience he had explaining every minute detail to us was incredibly helpful and reassuring throughout the process. We had a very intense and unusual buying situation and he always steered us in the right direction. He took the time to speak to us at all hours of the day/night and during the holidays. Would HIGHLY recommend to anyone!!

Mike was extremely knowledgable and made the refinance process very easy. We highly recommend working with him.

Eric was very helpful. It was an easy process. After the re-fi I am now debt free and living comfortably. He also help in the re-fi before this getting me from an adjustable rate mortgage to my new 30 year fixed rate. The man is a life saver thank you very much.

Working with Mike and CHM Mortgage Group was a great experience for us, as first-time home-buyers. Mike spent hours with us on the phone throughout the process making sure that we understood everything. Whenever we had a question we would get a response within minutes. All of the work was completed ahead of time, without any complications. I highly recommend working with this company.

Mike and Eric were very responsive throughout the mortgage process and took the time to explain the options available to us. They worked to get us the best option for our situation and even floated us down to a lower rate after our initial lock. We always felt they were on our team and treated our mortgage like their own.

We worked with Eric when we bought our house, and later refinanced (when our equity went up and rates went down) with his help as well. He took the time to explain things to us as well as answer our many questions. A+ experience all the way. 100% recommended.

You're thinking five stars ya right, I would be too until you hear our story. We started out with another broker getting nowhere trying to better our credit and purchase our new home. Then we changed to Eric and it was the best decision we ever made. I'm a skeptic no doubt about it, what is wonderful about Eric is how honest he is. No smoke and mirrors. He looked over everything and told us the truth what we needed to fix and how to do it. What is an added benefit is his background of having been an underwriter in the past he looks for any potential issues and addresses them before they even see them. We got our first home hassle free with Eric as an FHA loan and 2.5 years later we sold that home and purchased our dream home in a regular loan again hassle free! What I appreciate the most is his honesty his integrity his drive on how important these life changing choices are. At one point he reminded me as we were selling and buying at the same time , he said Jodi smile be excited look at how far you have both come. And he was right! Eric is amazing whether it's to refinance or to purchase he is 110% invested in you and your best interests. Personally we appreciated his honesty when we were not in the best situation but he helped us get there and to me that is priceless. Professional, returns calls/emails, corrects potential issues before they become one, honest, meets deadlines, easy to work with! Thank you Eric again for not one but two home purchases! You are amazing!

Eric was referred by a Family member; I was having difficulty getting the mortgage. Since it was was different kind of mortgage and dealing with the house being in a trust!!!! Eric took me through the steps and explained what I needed to do very clearly.  I highly recommend using Eric for refinancing or to get a mortgage!!!!

I had an awesome experience with Eric. He was so patient and willing to answer every question. Not to mention he was so responsive and available to work directly with me. In the end, he got me a great mortgage and couldn't be happier with my experience. I'd recommend him to anyone!

Great experience. Most paperwork and materials conducted electronically. The process went extremely smooth and quick for our refinancing. Eric was the best and I have recommended him to family and friends.

CHM clearly explained what they could provide to me and the information I needed to provide to them. We were able to obtain a great rate and close the loan in an efficient manner.

Excellent service, attentive to my specific needs and offered different scenarios to best suit my needs. Mike Richton is great at his job.

Mike and team are excellent partners . . . proactively bringing new opportunities to maximize the return on my real estate investments.

I would like to start off by saying i am a 1st time homebuyer and did not know too much coming into needing a mortgage other than i needed one. I dealt with Eric for over a month back and forth while we worked on how much i could realistically afford, checked out some places and finally closed on one. Eric was nothing but professional and made himself available to me whenever I had a question. Eric was very good at explaining all the items that come along with getting a mortgage. I was very impressed and satisfied with my entire experience.

Eric helped to make my first home purchase as seamless as it could have possible been. From the first time I talked to him about what I was looking for and what I thought I could afford, he made me feel very comfortable going through this stressful process. Once I was ready to start looking at houses, he helped me figure out exactly what I could afford and ran through several different financial scenarios to help me know how to get the best deal possible. When I was ready to put in an offer for my home, he was able to write up several different offer letters within less than an hour, which helped me to get my offer accepted. Once the formal mortgage process started, Eric helped me through every step and was incredibly on top of every little detail. Both my broker and lawyer said that they really enjoyed working with Eric and would recommend them to other clients. I can't thank Eric enough for providing me with such excellent service throughout the entire mortgage process.

If you're looking for a mortgage guy look no further...from the first time we met Eric we knew he was the person we've been looking for. Eric was so patient, friendly, and personable - he walked us through every step of the mortgage process. From doing the initial application to gathering paperwork to getting ready for closing Eric was prompt and informative. He did almost all of the work and took the stress off of us. Anytime we needed him or had a question he responded right away. We were so happy to have found him that we referred our friends to him too!

CHM is very accommodating and thorough. I have worked with Eric on multiple occasions and couldn't ask for more. He has a way of making the difficult process seem simple.

This was our second time refinancing with CHM. Each time was quick, efficient and so cost effective. Eric helped us through a financially difficult time and was an absolute pleasure to work with!

If you need a pro and a friendly person to help with home buying, Eric is your guy! Eric was great to work with. I have used him twice, both times I got a great rate and with him doing all the heavy lifting. Eric also explained all the legal/financial topics in laymen terms. If and when I buy another home, I will be using Eric for sure.

Thank you Eric.

P.S. He also actively looks to get me a better rate for refinancing opportunities. The one thing I am not happy about is that I have not grabbed lunch with him yet 🙂

Eric from CHM Mortgage Group helped me with purchasing my first home. It was a completely easy and pain-free process from beginning to end. Eric is well-organized, professional, honest and always available for any and all questions. He kept me updated and prepared with the loan process and in turn made it a simple and smooth transaction. He got me an amazing deal and saved me a ton of money. I will definitely go with CHM Mortgage Group in the future and recommend it to my friends and family.